FOR IMMEDIATE RELEASE:

August 20, 2004

Employee Announcements

Lewis F. Lowery, Jr. - Rock Hill, SC - has joined Arthur State Bank as Senior Vice President & Commercial Lender. He will work at our newest location on S. Herlong Avenue in Rock Hill. Lewis has been involved with banking in the Rock Hill community for 27 years. He attended Clemson University for 2.5 years and then graduated from Winthrop College in 1977. Lewis is a member and past president of the Rock Hill Rotary Club and has served on various community boards including Keystone, Hospice and the Lake Wylie Chamber of Commerce. Lewis can be reached at 803-909-6492 or llowery@arthurstatebank.com.

Kathryn G. Dickinson (Kathy) - Rock Hill, SC - has joined Arthur State Bank as the Head Teller of our Rock Hill location on S. Herlong Avenue. She has 3 years banking experience and is a graduate of the University of South Carolina. Kathy can be reached at 803-909-6480 or kdickinson@arthurstatebank.com.

William T. Abercrombie (Travis) - Greenville, SC - has joined Arthur State Bank as a Loan Officer at our Augusta Road branch in Greenville, SC. Travis graduated from Clemson University in 1997 and has four years banking experience. He is a member of the Greenville Clemson Young Alumni. Travis can be reached at 864-282-2438 or tabercrombie@arthurstatebank.com.

W. Lee Miller, III - Greenville, SC - was recently promoted by Arthur State Bank to Senior Vice President and Commercial Lender at our Augusta Road office in Greenville, SC. He is responsible for developing both consumer and commercial relationships in the Greenville area. Lee is a graduate of Furman University and has over thirty-three years of banking experience. Lee is also a graduate of the South Carolina Banking School and the Graduate Banking School of the South at LSU. He is a member of the Greenville Downtown Rotary Club. Lee can be reached at 864-268-8297 or lmiller@arthurstatebank.com.

R. Jason Land - Spartanburg, SC - was recently promoted by Arthur State Bank to Assistant Vice President. He is responsible for marketing and electronic banking. Jason graduated from the University of South Carolina - Spartanburg and has five years banking experience. He is also a graduate of the South Carolina Banking School. Jason can be reached at 864-253-4290 or jland@arthurstatebank.com.

For more information, please visit our website www.arthurstatebank.com or contact Jason Land at 864-253-4290 or jland@arthurstatebank.com.

Arthur State Bank – Member FDIC, Equal Housing Lender