Estate & Personal Living Trust Eldercare Trust Bill Paying Accounts Conservatorships Record-keeping & Vault Services

Trust Administration Custody Accounts IRA's Cash & Investment Management Estate Planning Managing Agency

	Trust Accounts for the investor seeking solutions to estate planning, tax issues or long term management of assets   • living trusts, charitable trusts, irrevocable trusts (for education or long term health care), insurance trusts,   standby trusts, special needs trusts, trusts under will
	Investment Management Accounts to achieve the long term financial goals established through a careful planning process with the client   • Investment education for first-time investors or people seeking a change in long term goal strategies.   • Management of assets based on long-range planning and income projections for cash requirements.   • Customized portfolio to meet the needs of the individual. We recognize that every individual’s goals and    needs are different.
	Custodial Accounts for the investor who wants to manage his own portfolio without all the paperwork of executing trades, tracking dividends, etc.   • Self-Directed IRAs for the retiree seeking to rollover stock or other mutual fund assets from an employer    sponsored plan   • Cash Management that includes paying bills, keeping accurate records for tax preparation and investment of    excess cash until needed.
	Estate settlement: Arthur State Bank can serve as Personal Representative under a will for the settlement of an individual’s estate. The customer has the assurance that their estate will be administered by knowledgeable, professional staff members.

Additional Benefits :
Safety and security: Having all assets under one umbrella for management provides an overall picture of net worth. Assets are organized and invested in a prudent manner. The client is relieved of the day-to-day management of financial affairs and has time to devote to family, friends, and community activities. Family members have less reason to worry that their loved one’s affairs are being managed properly.

Accurate reporting: Quarterly reports are mailed to the client and frequent personal reviews with the trust officer are held with the client.

Flexibility in management: Through the use of trusts an individual can arrange for transfer of wealth upon death and possibly minimize the amount of estate tax due while allowing for current needs to be met.

Professional resources: We provide professional management in a personal quality manner and act as a resource for information and assistance. Our trust staff have over 28 years experience in the trust and financial industries.

In today’s market environment, individuals and families are looking for secure and sound means to manage their wealth for long term goals. Please let us know how we at Arthur State Bank can assist you. As a community bank, our customers’ needs are primary. We assure you that you and your family will receive personal, quality, professional service. As General Arthur always said, “…a customer is not an interruption in our work, he is the reason for it.”

Please note:
Trust Services Provided By Arthur State Bank Are Not FDIC-Insured * Not Bank Guaranteed * May Lose Value