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Home Equity Loans

Home Equity Loans

Emergencies happen. You might need to make an expensive home repair, pay for a medical bill, or help cover any other unexpected expense for you or a loved one. In a perfect world, we would all have enough savings to cover emergencies, but that’s often not the reality. If you’re a homeowner, though, you may...Read More→
What Are the Steps in Settling an Estate?

What Are the Steps in Settling an Estate?

Losing a loved one is never easy. After taking some time to grieve and deal with immediate matters, the next step for most is estate settlement. The steps to settling an estate are similar, whether or not the deceased left a will; however, without a will, the settlement process is often significantly longer and more...Read More→
Best Practices in Estate Planning to Maximize Your Trust

Best Practices in Estate Planning to Maximize Your Trust

Trusts are a powerful estate planning tool. Unlike wills, they avoid probate and maintain privacy. They also protect assets from creditors and receive favorable tax treatment. Further, they allow you to dictate how assets will be spent. If you want to fund a grandchild’s tuition, for example, you can set up a trust that ensures...Read More→
How Do I Know Which Type of Trust I Need?

How Do I Know Which Type of Trust I Need?

A trust is a powerful estate-planning tool for seamlessly transferring wealth to beneficiaries, avoiding probate and minimizing estate taxes. With a trust, you can protect your legacy and closely manage fund distribution. Different types of trusts suit different purposes, and the right trust for you depends on your situation, beneficiaries and the level of flexibility...Read More→
What’s Unique About a Commercial Loan for a Non-Profit Organization?

What’s Unique About a Commercial Loan for a Non-Profit Organization?

Since non-profit organizations are funded through donations, obtaining a loan is a daunting process. However, loans are an important vehicle for achieving funding to contribute to social good. And, fortunately, they’re not quite as complicated as they may seem. Let’s take a look at non-profit commercial banking loans and how specialists like Arthur State Bank,...Read More→
How A Community Bank Adds Value to Your Small Business

How A Community Bank Adds Value to Your Small Business

Running a small business is extremely difficult. Time management is one of the biggest challenges small business owners face, according to a survey by Guidant Financial. You’re handling technology, customer service, hiring and more, and it gets to be a lot. One way to lighten your load is to find a commercial banking partner who...Read More→