What does Arthur State Bank do with my Information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depends on the product or service you have with us. This information can include:
- Social Security Number
- Transaction history
- Credit History
- Overdraft history
- Checking account information
- Wire transfer instructions
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their every-day business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Arthur State Bank chooses to share, and whether you can limit this sharing.
|Reasons we can share your personal information||Does Arthur State Bank share?||Can you limit this sharing?|
|For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes to offer our products and services to you||No||We don’t share|
|For joint marketing with other financial companies||No||We don’t share|
|For our affiliates’ everyday business purposes– information about your transactions and experiences||No||We don’t share|
|For our affiliates’ everyday business purposes– information about your creditworthiness||No||We don’t share|
|For non-affiliates to market to you||No||We don’t share|
How does Arthur State Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Arthur State Bank collect my information?
We collect your personal information when you, for example:
- Apply for a loan
- Show your government-issued ID
- Give us your contact information
- Show your drivers license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Affiliates: Companies related by common ownership or control. They can be financial and non-financial companies. Arthur State Bank has no affiliates.
Non-affiliates: Companies not related by common ownership or control. They can be financial and non-financial companies. Arthur State Bank does not share with non-affiliates so they can market to you.
Joint Marketing: A formal agreement between non-affiliated financial companies that together market financial products or services to you. Arthur State Bank doesn’t jointly market.
For questions or comments, please Contact Us.