Now that you’ve found the house, work with your agent to make an offer. Remember, the listing agent works for the seller; only the selling agent (buyer’s agent) has your best interest in mind.When writing an offer contract, be sure to pay attention to all of the details.Offer Price:Your agent should do a market analysis…Read More→
Many people try to start the home-buying process here; they see a house they love and want to purchase it.
In a home sale, both the buyer and seller are typically represented by an agent.
With your credit and budget information ready to go, you will be well-prepared to meet with a loan officer to review the mortgage options and get a pre-qualification letter.
Primary considerations for setting your housing budget require an assessment of your income, debt and current savings for the down payment on the home.
In anticipation of buying a house, you will need to check your credit with all three of the credit reporting agencies: Equifax, Experian, and TransUnion. While most of the information should be the same, there are often discrepancies between the reports.
The nation is seeing historically low mortgage rates. In a booming housing market surrounded by growth, this presents buyers a great opportunity to invest in high-value properties at a low interest rate.
The back-to-school season is an exciting time for teachers. If you’re a teacher, you probably spent the summer working on lesson plans, collaborating with colleagues and maybe even spared a moment or two to relax. We know you work hard and we appreciate all the work that you do. As a teacher, you may qualify…Read More→
Owning a home gives you a sense of pride. You’ve worked hard, you’ve saved up, and now you own a home that you can make your own. You can paint the walls, renovate the bathroom or build that backyard patio you’ve always dreamed of. Finding the right mortgage to pay for your home can be…Read More→
The average medical student graduates with $200,000 in student loan debt. That means potential student loan payments of $2,000 per month or more. And high student loan rates are just one reason medical professionals, especially those just starting their careers, face challenges in obtaining traditional mortgages.