Author Archives: Arthur State Bank

What’s Unique About a Commercial Loan for a Non-Profit Organization?

Since non-profit organizations are funded through donations, obtaining a loan is a daunting process. However, loans are an important vehicle for achieving funding to contribute to social good. And, fortunately, they’re not quite as complicated as they may seem. Let’s take a look at non-profit commercial banking loans and how specialists like Arthur State Bank,…Read More→

How A Community Bank Adds Value to Your Small Business

Running a small business is extremely difficult. Time management is one of the biggest challenges small business owners face, according to a survey by Guidant Financial. You’re handling technology, customer service, hiring and more, and it gets to be a lot. One way to lighten your load is to find a commercial banking partner who…Read More→

What Type of Business Loan Do I Need?

Getting a business off the ground takes hard work, initiative, and funding. Keeping that business going regardless of what comes your way requires even more dedication—and funding. Small businesses are the backbone of our economy, comprising 99.9 percent of all businesses in the United States, according to the Small Business Association. Non-profit organizations also offer…Read More→

Reasons Why a Community Bank Can Serve You Better

When you’re looking for a bank, there’s no lack of choices. From online banks to corporate banks to local banks, it can be a challenge to choose the right one. Community banks in South Carolina offer residents a wide array of benefits. What sets them apart? Are they a better choice than national banks? Here’s…Read More→

Mortgage Brokers and Loan Officers: What’s the Difference?

Buying a home can seem like a complex process. In addition to the challenges of finding your perfect home, finding the right financing can also be a challenge. There are two types of financial professionals you may run into as your shopping for a mortgage. You may encounter mortgage brokers and mortgage loan officers. Although…Read More→

How Does My Credit Score Impact My Ability to Secure a Loan?

In a perfect world, we would have the cash on hand to make any purchase we might need. For most of us, though, that isn’t a practical reality. Fortunately, loans can help us purchase big-ticket items like cars or RVs. Personal loans can also be used to consolidate debt, make home renovations or repairs, cover…Read More→

What Are the Different Types of Mortgage Loans?

A mortgage is the most significant financial transaction most people will ever make. Withlow mortgage rates, it’s a great time to buy a home. Whether this is your first mortgage or your fifth, it’s important to take a close look at the different types of mortgage loans, including home equity loans and lines of credit….Read More→

Looking to Build Wealth? Start with a Budget—Here’s Why

 Nearly one in three Americans have less than $500 set aside to cover unexpected emergencies, according to a survey byHomeServe. This isn’t necessarily because we are neglectful; for many of us building up our savings can be a challenge. Our paycheck comes in, we pay our bills, we buy gas and groceries, we may go…Read More→